ALL INCLUSIVE

Click ALL INCLUSIVE to view Policy booklet and click Product Summary for ALL INCLUSIVE to access the Product Summary.

For Quebec Residents:

Click Fact Sheet for details on consumer rights for purchasing travel insurance.

Click Notice of Rescission to understand what is required to cancel your insurance policy without penalty.

TERMS AND CONDITIONS

You are eligible for this coverage if:

• You live in Canada.

• You're covered under a government health insurance plan for the entire duration of your trip.

You are not eligible for this coverage if:

• You were advised by a physician not to travel.

• You have been diagnosed with a terminal illness with less than 6 months to live.

• You have a kidney condition that requires dialysis.

• You have used home oxygen during the 12 months before you applied for this insurance.

Coverage is subject to the Eligibility Requirements, Terms, Conditions, Exclusions and Limitations as outlined in the applicable policy booklet. Please take some time to read and understand your policy and review the coverage; benefits will be paid according to the policy coverage you purchased. If you have any questions you may contact us at 1 (866) 298-2722.

If you want to cancel your insurance or request a premium refund, contact the travel agency where insurance was purchased.

IN THE EVENT YOU REQUIRE ASSISTANCE, your policy booklet will include procedures to follow.

MEDICAL coverage is included in the policy you purchased and if you have a medical emergency, YOU MUST CALL THE ASSISTANCE CENTRE IMMEDIATELY, available 24 hours a day, every day of the year.

TRIP CANCELLATION coverage is included in the policy you purchased and if you must cancel your trip, you must do so with the travel agency or the supplier with whom you booked your travel arrangements immediately or, at the latest, the first business day following the cause of cancellation. If penalties are in place at the time of cancellation, claim payment will be limited to the amount of penalties in place the day the cause for cancellation occurred.

Plan Description

NO AGE LIMIT.

FAMILY RATES AVAILABLE FOR UNDER AGE 60.

THE ALL-INCLUSIVE PLAN OFFERS THE CONVENIENCE OF PURCHASING MANY COVERAGES IN ONE POLICY.

- No Medical Questionnaire required
- Unlimited Trip Interruption Coverage
- Baggage Loss, Damage - Up to $300 per item to a maximum of $1,500 for lost, stolen or damaged personal effects
- Baggage Delay - Up to $500 to buy necessary clothes and toiletries in the case of baggage delay
- Missed Connection - Up to $2,000 for same class transportation to catch up with the trip if your client's flight schedule changes, causing a misconnection, and up to $350 per day for up to 2 days for hotel and meal expenses
- Delayed Return - Up to $350 per day (to maximum of $3,500) for hotel and meal expenses if a covered risk prevents a scheduled return

This is a general summary only. For a full listing of benefits please read the policy as limitations and exclusions apply.

Benefits Summary

Trip Cancellation	Sum Insured
Trip Interruption	Unlimited
Emergency Medical	Up to $5,000,000 CAD
Baggage Loss or Damage	Up to $1,500
Baggage Delay	Up to $500
Flight Accident	Up to $100,000
Travel Accident	Up to $50,000