Plan Details

• COVID-19 Pandemic Travel Plan

  • Emergency Medical Coverage:

    Up to a combined maximum of $5 million for:

    • Non COVID-19 related expenses
    • COVID-19 and related complication expenses for fully vaccinated individuals
    • Up to $1 million for COVID-19 and related complication expenses if not fully vaccinated

  • Quarantine Benefits include:

    • $200/day up to $2,800 per person, or $400/day up to $5,600 per family (Maximum duration of 14 days
    • Up to $500 for one-way economy airfare to return home if quarantined beyond original return date

  • *Important information about cruise travel: If not fully vaccinated, no coverage for COVID-19 and related complication expenses on a cruise or at any destination included in the cruise itinerary. Exception: For children 4 years old or younger who are not eligible to receive the vaccine, COVID-19 coverage will be provided when travelling with at least one parent or guardian on the same cruise booking who has received the vaccine.

  Plan Details
• Premium Protection Plan

  The Manulife Premium Protection Plan offers:

  • Up to $10 million in Emergency Medical Insurance
  • Assistance 24 hours a day, 7 days a week
  • Fewer exclusions than our other plans and no medical questionnaire required
  • Great value

  To qualify, simply purchase within 72 hours of booking your trip.**

  • Emergency Medical up to $10 million

    • We’ve got you covered for any eligible emergency expenses, including accidents, injuries and unexpected illnesses, that may occur once you leave your home province or territory.
    • Includes medical, dental, ambulance, air evacuation and more.

  • StandbyMD™

    • A unique worldwide medical concierge service that provides telephone access to a qualified physician who can assess your symptoms and provide treatment options.
    • Our multilingual Assistance Centre is there to help and support you 24 hours a day, every day of the year, anywhere in the world.

  • Trip Cancellation

    • If you are fit to travel at the time of purchase, you may be covered if you cancel your trip for ANY unforeseen or unexpected reason, with no applicable stability period.

  • Age Limit

    • Must be under age 75.

  • Unlimited Trip Interruption

    • Coverage starts from the moment you leave home.
    • Interruptions can consist of delays en route to the airport, aircraft delays causing a missed connection due to weather and mechanical reasons, early return home due to a family emergency, your personal sickness or even a pet’s illness.
    • We can even pay for your unused days and help cover you for your out-of-pocket expenses.
    • You can be covered if you interrupt your trip for ANY unforeseen or unexpected reason, with no applicable stability period.

  • Misconnection/Travel Disruption

    • Miss a connection due to a delay or cancellation of your flight? Experience a delay in reaching your destination or returning home for a reason beyond your control by 6 hours or more? Manulife can be there to provide coverage to help make your itinerary right again, so you can reach your destination or return home safe and sound!

  • Travel Accident

    • Up to $50,000 CAD.

  • Flight Accident

    • Up to $250,000 CAD.

  • Baggage Loss/Damage

    • Whether it’s your camera, clothing or cosmetics, we provide you with excellent baggage coverage should they be lost, stolen or damaged.

  • Baggage Delay

    • If your baggage is delayed at least 10 hours while you are en route, you have up to $750 in total for necessary toiletries and clothing.

  • Cancel for Any Reason

    • Included with your policy at no extra cost.
    • If you simply change your mind and no longer wish to travel, we will give you up to 80% of the non-refundable trip cost if you cancel 7 days prior to departure. If you cancel 6 days to 24 hours prior to departure we will give you up to 80% refund up to a maximum of $2,500.

  • Manulife Flight Assistance

    • Manulife Flight Assistance offers the following benefits, up to an overall maximum of $140, for each registered insured person:
    1. a) If the flight is delayed three (3) hours or more, each registered insured person receives $40; then
      b) If the flight is delayed a total of six (6) hours or more, each registered insured person receives an additional $100 for a total of $140;
    OR
    2. If the flight is totally cancelled, each registered insured person receives $140.
  Plan Details
• All- Inclusive

  • Emergency Medical up to $5 million

    • We’ve got you covered for any eligible emergency expenses, including accidents, injuries and unexpected illnesses, that may occur once you leave your home province or territory.
    • Includes medical, dental, ambulance, air evacuation and more.

  • StandbyMD™

    • A unique worldwide medical concierge service that provides telephone access to a qualified physician who can assess your symptoms and provide treatment options.
    • Our multilingual Assistance Centre is there to help and support you 24 hours a day, every day of the year, anywhere in the world.

  • Trip Cancellation

    • Coverage begins from the moment you purchase your policy. You can be protected up to 100% for the non-refundable portion of your trip should you have to unexpectedly cancel under one of the 27 covered events.
  • 
    

    Age Limit

    • No limit.

  • Trip Interruption

    • Coverage starts from the moment you leave home.
    • Interruptions can consist of delays en route to the airport, aircraft delays causing a missed connection due to weather and mechanical reasons, early return home due to a family emergency or your personal sickness.
    • There are 30 covered events that could cause you to abandon your trip.

  • Misconnection/Travel Disruption

    • Miss a connection due to a delay or cancellation of your flight? Experience a delay in reaching your destination or returning home for a reason beyond your control by 6 hours or more? Manulife can be there to provide coverage to help make your itinerary right again, so you can reach your destination or return home safe and sound!
  • 
    

    Travel Accident

    • Up to $50,000 CAD.

  • Flight Accident

    • Up to $100,000 CAD.

  • Baggage Loss/Damage

    • Whether it’s your camera, clothing, or cosmetics, we provide you with excellent baggage coverage should they be lost, stolen or damaged.

  • Baggage Delay

    • If your baggage is delayed at least 10 hours while you are en route, you have coverage of up to $500 in total for necessary toiletries and clothing.

  • Cancel for Any Reason

    • It is included with your policy at no extra cost.
    • If you simply change your mind and no longer wish to travel, we will give you up to 50% of the non-refundable trip cost if you cancel 14 days or more before your departure date.

  • Manulife Flight Assistance

    • Manulife Flight Assistance offers the following benefits, up to an overall maximum of $140, for each registered insured person:
    1. a) If the flight is delayed three (3) hours or more, each registered insured person receives $40; then
      b) If the flight is delayed a total of six (6) hours or more, each registered insured person receives an additional $100 for a total of $140;
    OR
    2. If the flight is totally cancelled, each registered insured person receives $140.
  Plan Details
• Non-Medical Inclusive

  • Trip Cancellation

    • Coverage begins from the moment you purchase your policy. You can be protected up to 100% for the non-refundable portion of your trip should you have to unexpectedly cancel under one of the 27 covered events.

  • Trip Interruption

    • Coverage starts from the moment you leave home.
    • Interruptions can consist of delays en route to the airport, aircraft delays causing a missed connection due to weather and mechanical reasons, early return home due to a family emergency or your personal sickness.
    • There are 30 covered events that could cause you to abandon your trip.

  • Misconnection/Travel Disruption

    • Miss a connection due to a delay or cancellation of your flight? Experience a delay in reaching your destination or returning home for a reason beyond your control by 6 hours or more? Manulife can be there to provide coverage to help make your itinerary right again, so you can reach your destination or return home safe and sound!

  • Flight Accident

    • Up to $100,000 CAD.

  • Travel Accident

    • Up to $50,000 CAD.

  • Baggage Loss/Damage

    • Whether it’s your camera, clothing, or cosmetics, we provide you with excellent baggage coverage should they be lost, stolen or damaged.

  • Baggage Delay

    • If your baggage is delayed at least 10 hours while you are en route, you have up to $500 in total for necessary toiletries and clothing.

  • Cancel for Any Reason

    • It is included with your policy at no extra cost.
    • If you simply change your mind and no longer wish to travel, we will give you up to 50% of the non-refundable trip cost if you cancel 14 days or more before your departure date.

  • Age Limit

    • No limit.

  • Manulife Flight Assistance

    • Manulife Flight Assistance offers the following benefits, up to an overall maximum of $140, for each registered insured person:
    1. a) If the flight is delayed three (3) hours or more, each registered insured person receives $40; then
      b) If the flight is delayed a total of six (6) hours or more, each registered insured person receives an additional $100 for a total of $140;
    OR
    2. If the flight is totally cancelled, each registered insured person receives $140.
  Plan Details
• Trip Cancellation & Interruption

  • Trip Cancellation

    • Coverage begins from the moment you purchase your policy. You can be protected up to 100% for the non-refundable portion of your trip should you have to unexpectedly cancel under one of the 27 covered events.

  • Cancel for Any Reason

    • It is included with your policy at no extra cost.
    • If you simply change your mind and no longer wish to travel, we will give you up to 50% of the non-refundable trip cost if you cancel 14 days or more before your departure date.

  • Trip Interruption

    • Coverage starts from the moment you leave home.
    • Interruptions can consist of delays en route to the airport, aircraft delays causing a missed connection due to weather and mechanical reasons, early return home due to a family emergency or your personal sickness.
    • There are 30 covered events that could cause you to abandon your trip.

  • Misconnection/Travel Disruption

    • Miss a connection due to a delay or cancellation of your flight? Experience a delay in reaching your destination or returning home for a reason beyond your control by 6 hours or more? Manulife can be there to provide coverage to help make your itinerary right again, so you can reach your destination or return home safe and sound!

  • Age Limit

    • No limit.

  • Manulife Flight Assistance

    • Manulife Flight Assistance offers the following benefits, up to an overall maximum of $140, for each registered insured person:
    1. a) If the flight is delayed three (3) hours or more, each registered insured person receives $40; then
      b) If the flight is delayed a total of six (6) hours or more, each registered insured person receives an additional $100 for a total of $140;
    OR
    2. If the flight is totally cancelled, each registered insured person receives $140.
  Plan Details
• Emergency Medical

  • Emergency Medical up to $5 million

    • We’ve got you covered for any eligible emergency expenses that may occur once you leave your home province or territory.
    • Includes medical, dental, ambulance, air evacuation and more.
  • 
    
    

    StandbyMD™

    • A unique worldwide medical concierge service that provides telephone access to a qualified physician who can assess your symptoms and provide treatment options.
    • Our multilingual Assistance Centre is there to help and support you 24 hours a day, every day of the year, anywhere in the world.

  • Medical Questionnaire

    • Only necessary if you're aged 60 and up.

  • Age Limit

    • No limit.
  Plan Details
• Annual Emergency Medical

  • Emergency Medical up to $5 million

    • Covers unlimited trips within a year. We offer 5 different trip duration options.
    • We’ve got you covered for any eligible emergency expenses that may occur once you leave your home province or territory.
    • Includes medical, dental, ambulance, air evacuation and more.

  • StandbyMD™

    • A unique worldwide medical concierge service that provides telephone access to a qualified physician who can assess your symptoms and provide treatment options.
    • Our multilingual Assistance Centre is there to help and support you 24 hours a day, every day of the year, anywhere in the world.

  • Medical Questionnaire

    • Only necessary if you're aged 60 and up.

  • Age Limit

    • No limit.
  Plan Details
• Other Plans

  • Canada All-Inclusive

    • The same coverage provided by the All-Inclusive Plan, but only for travel within Canada, outside your province of residence. No age limit.

  • Canada Medical

    • The same coverage provided by the Emergency Medical Plan, but only for travel within Canada, outside your province of residence. No age limit.

  • Visitors to Canada

    • Emergency medical coverage for people visiting Canada. Good for up to 365 days. Must be under age 86.

  • Annual All-Inclusive

    • Covers multiple trips within a year, with emergency medical coverage, plus coverage for trip cancellation and interruption, baggage loss, and more. Must be under age 85.

  • Baggage & Personal Effects

    • Coverage for baggage loss, damage and delay, plus passport replacement. No age limit.

  • Rental Vehicle Damage

    • $60,000 coverage for damage to a rental vehicle. No age limit.
  Plan Details